| 
                                  
                                Thomas J. Anderson and Associates Inc. was created to  specialize solely in consulting municipalities in the field of municipal  pension administration. The firm has  accumulated over 55 years of expertise in municipal pension  administration. As former employees with  the Bureau of Municipal Pension Audits in the Pennsylvania Auditor General’s  Department, we are aware of the growing concerns among municipal officials in  dealing with the dilemmas that Act 205 has created regarding the administration  of municipal pension plans. Auditor  General guidelines have become more stringent as a result of this Act, thus  every pension audit that a municipality is subjected to becomes more difficult  and time consuming than the prior audit. 
                                 
                                 
                                THOMAS J. ANDERSON & ASSOCIATES INC. 
                                115 WESTTOWN ROAD SUITE 101 
                                WEST CHESTER, PA 19382 
                                TEL: 610-430-3385 
                                FAX: 610-430-3387
                                James P. Kennedy - President 
                                jkennedy@tja-inc.com 
                                
                                RELIABILITY | COMMITMENT TO EXCELLENCE | DEDICATION   
                                THE ULTIMATE IN PENSION ADMINISTRATION 
                                 |